50 Signs That The U.S. Health Care System Is A Gigantic Money Making Scam
….That Is About To CollapseMichael Snyder
Economic Collapse
Feb 25, 2013
The U.S. health care system is a giant money making scam that is designed to drain as much money as possible out of all of us before we die. In the United States today, the health care industry is completely dominated by government bureaucrats, health insurance companies and pharmaceutical corporations. The pharmaceutical corporations spend billions of dollars to convince all of us to become dependent on their legal drugs, the health insurance companies make billions of dollars by providing as little health care as possible, and they both spend millions of dollars to make sure that our politicians in Washington D.C. keep the gravy train rolling. Meanwhile, large numbers of doctors are going broke and patients are not getting the care that they need. At this point, our health care system is a complete and total disaster. Health care costs continue to go up rapidly, the level of care that we are receiving continues to go down, and every move that our politicians make just seems to make all of our health care problems even worse.
In America today, a single trip to the emergency room can easily cost you $100,000, and if you happen to get cancer you could end up with medical bills in excess of a million dollars. Even if you do have health insurance, there are usually limits on your coverage, and the truth is that just a single major illness is often enough to push most American families into bankruptcy. At the same time, hospital administrators, pharmaceutical corporations and health insurance company executives are absolutely swimming in huge mountains of cash. Unfortunately, this gigantic money making scam has become so large that it threatens to collapse both the U.S. health care system and the entire U.S. economy.
The following are 50 signs that the U.S. health care system is a massive money making scam that is about to collapse…
#1 Medical bills have become so ridiculously large that virtually nobody can afford them. Just check out the following short excerpt from a recent Time Magazine article. One man in California that had been diagnosed with cancer ran up nearly a million dollars in hospital bills before he died…
By the time Steven D. died at his home in Northern California the following November, he had lived for an additional 11 months. And Alice had collected bills totaling $902,452. The family’s first bill — for $348,000 — which arrived when Steven got home from the Seton Medical Center in Daly City, Calif., was full of all the usual chargemaster profit grabs: $18 each for 88 diabetes-test strips that Amazon sells in boxes of 50 for $27.85; $24 each for 19 niacin pills that are sold in drugstores for about a nickel apiece. There were also four boxes of sterile gauze pads for $77 each. None of that was considered part of what was provided in return for Seton’s facility charge for the intensive-care unit for two days at $13,225 a day, 12 days in the critical unit at $7,315 a day and one day in a standard room (all of which totaled $120,116 over 15 days). There was also $20,886 for CT scans and $24,251 for lab work.#2 This year the American people will spend approximately 2.8 trillion dollars on health care, and it is being projected that Americans will spend 4.5 trillion dollars on health care in 2019.
#3 The United States spends more on health care than Japan, Germany, France, China, the U.K., Italy, Canada, Brazil, Spain and Australia combined.
#4 If the U.S. health care system was a country, it would be the 6th largest economy on the entire planet.
#5 Back in 1960, an average of $147 was spent per person on health care in the United States. By 2009, that number had skyrocketed to$8,086. CONTINUE READING
Reforma migratoria: Los inmigrantes con títulos universitarios
“Nos encanta trabajar [en Estados Unidos]”, comentaba Anurag Bajpayee al Washington Post. Bajpayee tiene 27 años, procede de la India y está haciendo un trabajo de posdoctorado en ingeniería mecánica en el Instituto Tecnológico de Massachusetts (MIT). Junto con su socio empresarial y compañero de estudios Prakash Narayan Govindan, ha desarrollado una máquina que podría ayudar a purificar el agua utilizada en la fracturación hidráulica.
Ambos quieren permanecer en Estados Unidos y dirigir una compañía que fabrique y comercialice su invento después de que sus visas de estudiantes expiren este próximo verano. “Pero hay tantos inconvenientes por los que pasar”, comenta Bajpayee. “Y se corre el riesgo de ser deportado aunque estés creando empleo”.
La inmigración tiene el aspecto de un problema enorme. En este momento hay más de 10 millones de ilegales en Estados Unidos. Algunos llegaron legalmente y se quedaron cuando sus visas expiraron. Otros vienen y van, trabajando en Estados ilegalmente por temporadas y marchándose después de unos meses. Reducir su número, se nos dice, requiere una solución “integral”.
NECESITAS AYUDA TEMPORAL? BANCO SOCIAL ofrece programas AET hasta $700...YA!
Pero una de las razones por las que la inmigración parece un problema sin solución se debe a que sería difícil, quizás imposible, resolver la totalidad del problema de una sola vez. Si los responsables políticos desglosasen la cuestión de la inmigración y solucionasen los problemas más pequeños de uno en uno, la situación podría tener un aspecto más prometedor.
Se puede empezar con personas como Bajpayee y Govindan. “El presidente Obama respalda el facilitar que los extranjeros que obtengan una maestría o un doctorado en las universidades de Estados Unidos puedan conseguir “tarjetas verdes” (o sea la residencia permanente), como propone un grupo de senadores de ambos partidos que está trabajando en esa reforma”, comenta Kevin Sullivan en The Washington Post.
“Sin embargo, la solución respecto a cómo redactar reformas integrales que abarquen tanto a los inmigrantes calificados como a los que no lo son, se encuentra estancada debido a luchas partidistas internas”.
Pero el hecho de que haya un amplio acuerdo sobre este tema en particular nos indica el camino a seguir: Los legisladores podrían facilitar el que cualquiera que tenga un posgrado se quede en el país. Eso no resolvería la totalidad del problema de la inmigración, pero sí lo reduciría en cierto modo.
“La reforma de la inmigración puede avanzar en muchos frentes al mismo tiempo, centrándose en algunas iniciativas de sentido común, para que se empiecen a abordar los retos prácticos que afronta nuestro sistema de inmigración”, comentaban el mes pasado los expertos de la Fundación Heritage Matthew Spalding, Jessica Zuckerman y James Jay Carafano. “Un problema diverso requiere de soluciones diversas que aborden por sí mismas cada uno de los retos a los que se enfrenta nuestro sistema de inmigración. Estados Unidos necesita un enfoque integral, no una legislación integral”.
Los inmigrantes que estudian actualmente en el MIT gracias a sus visas de estudiantes están deseosos de crear empleos y oportunidades para los americanos. No tiene sentido obligar a estos estudiantes a abandonar Estados Unidos al mismo tiempo que el Congreso decide sobre cómo actuar respecto a otros grupos de inmigrantes.
Separemos los problemas y pongamos en funcionamiento las mejores soluciones.
12 Debt Myths That Trip Up Consumers
Borrowers too often fall prey to the conventional wisdom. And it can cost them.
By RACHEL LOUISE ENSIGN
Avoid debt if you can.If you can't, borrow carefully and conservatively.
For instance, consider store-brand credit cards. They often offer no-interest financing, and rewards on store-bought products. Sounds great. But did you know those attractive financing terms can come back to bite if you carry a balance after a promotional period?
Then there's mortgage debt. A big down payment may be a great way to steer clear of a huge home loan. But if you get the money for the down payment from relatives, lenders may scrutinize your financials closely.
As many people look to rebuild credit or land loans, it's crucial to know when the conventional wisdom makes sense—and when it doesn't. With that in mind, here are some top myths that consumers fall victim to when borrowing today.
1. Once you marry, you're responsible for your spouse's debt.
Many couples think marrying each other means merging their debt loads, but that generally is not the case. While many couples opt to pay down debt together, neither spouse is usually legally obligated to pay off debt that the other incurred before marriage, says John Ulzheimer, president of consumer education at credit-monitoring service SmartCredit.com.However, be aware that a spouse could lose that protection. If you refinance a loan with your significant other and put your name on the loan's promissory note, or add yourself as a joint account holder of a credit card, you'll likely become responsible for those debts, even if your spouse took them on before marriage, he says.
Know also that you may be responsible for debt your spouse takes on after you wed, even if your name isn't on the account.
2. Credit cards from your favorite retailers are a good deal.
The pitches for store-branded credit cards can sound enticing, with lures like interest-free financing and rewards. But the deals may be much less appealing if you tend to carry a balance.Some of the cards operate like payment plans where borrowers make a purchase from the retailer on the card and then have a number of months to pay it back, interest-free. But if you don't pay off the whole balance in the allotted time, you'll typically have to pay interest on the entire amount you initially charged retroactively—often at a higher rate than a typical credit card, says Odysseas Papadimitriou, chief executive of credit-card comparison website CardHub.com.
For instance, Apple offers customers up to 18 months interest-free on purchases on a card from Barclaycard US. But if you don't pay off that specific purchase in the interest-free period, you'll face a variable annual percentage rate that's currently about 23%, according to the Apple website.
Other cards don't offer deferred interest, but come with fairly high rates, says Ben Woolsey, director of marketing and consumer research at CreditCards.com. "Even somebody with excellent credit will be paying 20-plus percent," he says. For instance, the two cards offered through Banana Republic have variable rates recently at 24% and 25%, higher than the recent average rate of 15% on all variable-rate cards.
No hay comentarios.:
Publicar un comentario